---
title: "Open Market mortgages in Guernsey"
description: "Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications."
url: "https://mortgagelane.com/guides/guernsey-mortgages/open-market-mortgages-in-guernsey"
site: "Mortgage Lane"
collection: "guides"
date: "2026-08-18"
author: "Seren Norton"
category: "Mortgage guide"
reviewed: "2026-08-18"
reading_time: "1 min"
byline: "Seren Norton"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# Open Market mortgages in Guernsey

Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications.

Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications.

[Guernsey mortgage](https://mortgagelane.com/definitions?term=guernsey-mortgage)

Specialist lending

A loan secured against property in the Bailiwick of Guernsey under the applicable local property and lending rules.

[Read the full definition of Guernsey mortgage](https://mortgagelane.com/definitions?term=guernsey-mortgage)

Back to overview

[Guernsey Mortgages](https://mortgagelane.com/insights/guernsey-mortgages)

Related definitions

[Guernsey mortgage](https://mortgagelane.com/definitions#def-guernsey-mortgage)

## Open Market mortgages in Guernsey

Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications.

Open Market property is a common route for individuals and families relocating to Guernsey.

Open Market purchases are often at higher values than Local Market equivalents, and lenders may assess relocating applicants on overseas or mainland income, new Guernsey employment contracts, or investment wealth. Private banks and international lenders are active in this segment alongside retail lenders.

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-08-18

Last reviewed: 2026-08-18

Source: https://mortgagelane.com/guides/guernsey-mortgages/open-market-mortgages-in-guernsey