---
title: "Non Status Bridging Loans: detailed guide"
description: "Detailed explanations and criteria for Non Status Bridging Loans."
url: "https://mortgagelane.com/guides/insights-non-status-bridging-loans-details"
site: "Mortgage Lane"
collection: "guides"
date: "2026-03-30"
author: "Joseph Lane"
category: "Mortgage guide"
reviewed: "2026-09-11"
reading_time: "2 min"
byline: "Joseph Lane"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# Non Status Bridging Loans: detailed guide

Detailed explanations and criteria for Non Status Bridging Loans.

Explore non status bridging loan options, with lenders making lending decisions based on the asset rather than the customer.

[Non-status bridging loan](https://mortgagelane.com/definitions?term=non-status-bridging-loan)

Bridging finance

A term used for bridging finance assessed mainly on the property security and proposed exit rather than conventional income multiples.

[Read the full definition of Non-status bridging loan](https://mortgagelane.com/definitions?term=non-status-bridging-loan)

Back to overview

[Non Status Bridging Loans](https://mortgagelane.com/insights/non-status-bridging-loans)

Related definitions

[Non-status bridging loan](https://mortgagelane.com/definitions#def-non-status-bridging-loan)

## How long does a bridging loan take to complete

To date we have arranged a non status bridging loan from start to finish in just 4 days.

[Read more about How long does a bridging loan take to complete](https://mortgagelane.com/guides/non-status-bridging-loans/how-long-does-a-bridging-loan-take-to-complete)

## Can I get 100% loan to value on a non status bridging loan?

Being asset based a lot of these lenders will of course look at the exit, if sale, then the underwrite will be heavily upon the valuation which will consist of confirming the property is either below market value, or there is enough equity in your main residence or other buy to lets to secure against.

[Read more about Can I get 100% loan to value on a non status bridging loan?](https://mortgagelane.com/guides/non-status-bridging-loans/can-i-get-100-loan-to-value-on-a-non-status-bridging-loan)

## Serviced Interest

Underwriting is enhanced for this interest repayment type. The borrower must have a reliable source of income or cash flow to cover these regular interest payments. This method is suitable for borrowers who have good disposable income or other financial resources.

[Read more about Serviced Interest](https://mortgagelane.com/guides/non-status-bridging-loans/serviced-interest)

## Why are bridging finance lenders more asset focused?

As bridging finance is a short term loan, they will be heavily underwriting your exit.

[Read more about Why are bridging finance lenders more asset focused?](https://mortgagelane.com/guides/non-status-bridging-loans/why-are-bridging-finance-lenders-more-asset-focused)

## What valuation will be instructed on a non status bridging loan?

With non status bridging loans we usually see 180 day valuations or 90 day valuations, some might lend on market value but that is uncommon. 180 or 90 day valuations assume they are sold within those periods and can therefore reduce the figure returned.

[Read more about What valuation will be instructed on a non status bridging loan?](https://mortgagelane.com/guides/non-status-bridging-loans/what-valuation-will-be-instructed-on-a-non-status-bridging-loan)

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-03-30

Last reviewed: 2026-09-11

Source: https://mortgagelane.com/guides/insights-non-status-bridging-loans-details