---
title: "Renovation Mortgages: detailed guide"
description: "Detailed explanations and criteria for Renovation Mortgages."
url: "https://mortgagelane.com/guides/insights-renovation-mortgages-details"
site: "Mortgage Lane"
collection: "guides"
date: "2026-04-13"
author: "Seren Norton"
category: "Mortgage guide"
reviewed: "2026-09-11"
reading_time: "2 min"
byline: "Seren Norton"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# Renovation Mortgages: detailed guide

Detailed explanations and criteria for Renovation Mortgages.

Explore mortgage options for borrowers looking to purchase a property in need of renovation, a great alternative to bridging loans.

[Refurbishment finance](https://mortgagelane.com/definitions?term=refurbishment-finance)

Development finance

Finance for improving an existing property, from repairs and modernisation to more extensive renovation works.

[Read the full definition of Refurbishment finance](https://mortgagelane.com/definitions?term=refurbishment-finance)

Back to overview

[Renovation Mortgages](https://mortgagelane.com/insights/renovation-mortgages)

Related definitions

[Refurbishment finance](https://mortgagelane.com/definitions#def-refurbishment-finance)

## What is a renovation mortgage?

Renovation finance can help homeowners and investors fund work ranging from minor upgrades to major alterations. The available options depend on the property and the planned work.

[Read more about What is a renovation mortgage?](https://mortgagelane.com/guides/renovation-mortgages/what-is-a-renovation-mortgage)

## Can I get a buy to renovate mortgage in the UK?

The guide compares purchase and renovation funding for buy-to-let investors and residential homeowners, with different requirements for each type of project.

[Read more about Can I get a buy to renovate mortgage in the UK?](https://mortgagelane.com/guides/renovation-mortgages/can-i-get-a-buy-to-renovate-mortgage-in-the-uk)

## What is the maximum LTV for a renovation mortgage?

Read how the amount you can borrow depends on the renovation mortgage, property and project, including options for buy-to-let investments and your own home.

[Read more about What is the maximum LTV for a renovation mortgage?](https://mortgagelane.com/guides/renovation-mortgages/what-is-the-maximum-ltv-for-a-renovation-mortgage)

## Can i use part of my mortgage loan for renovations?

Yes, if you are exploring options for a residential remortgage, you can use part of your mortgage loan for renovations.

[Read more about Can i use part of my mortgage loan for renovations?](https://mortgagelane.com/guides/renovation-mortgages/can-i-use-part-of-my-mortgage-loan-for-renovations)

## Can I get a purchase and renovation mortgage?

Read about finance that covers both buying a property and renovating it, with options for homeowners and investors.

[Read more about Can I get a purchase and renovation mortgage?](https://mortgagelane.com/guides/renovation-mortgages/can-i-get-a-purchase-and-renovation-mortgage)

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-04-13

Last reviewed: 2026-09-11

Source: https://mortgagelane.com/guides/insights-renovation-mortgages-details