---
title: "Can I get a bridging loan for land?"
description: "Yes, you can get a bridging loan for land, and it is one of the most popular ways to finance land purchases when traditional mortgages are unsuitable or too slow."
url: "https://mortgagelane.com/guides/land-bridging-loans/can-i-get-a-bridging-loan-for-land"
site: "Mortgage Lane"
collection: "guides"
date: "2026-04-13"
author: "Written by an adviser at Mortgage Lane"
category: "Mortgage guide"
reviewed: "2026-10-08"
reading_time: "2 min"
byline: "Written by an adviser at Mortgage Lane"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# Can I get a bridging loan for land?

Yes, you can get a bridging loan for land, and it is one of the most popular ways to finance land purchases when traditional mortgages are unsuitable or too slow.

Yes, you can get a bridging loan for land, and it is one of the most popular ways to finance land purchases when traditional mortgages are unsuitable or too slow.

[Land bridging loan](https://mortgagelane.com/definitions?term=land-bridging-loan)

Bridging finance

A short-term loan secured against land, used to fund a purchase or release capital before an agreed repayment event.

[Read the full definition of Land bridging loan](https://mortgagelane.com/definitions?term=land-bridging-loan)

Back to overview

[Land Bridging Loans](https://mortgagelane.com/short-term-finance/land-bridging-loans)

Related definitions

[Bridging loan](https://mortgagelane.com/definitions#def-bridging-loan)

·

[Loan-to-value (LTV)](https://mortgagelane.com/definitions#def-loan-to-value)

## Can I get a bridging loan for land?

Yes, you can get a bridging loan for land, and it is one of the most popular ways to finance land purchases when traditional mortgages are unsuitable or too slow. Land bridging loans are designed for short-term funding, typically lasting 1-36 months, and can be used for both land with planning permission and land without planning permission. They are particularly useful for auction purchases, where buyers must complete within 28 days, or when acting quickly is critical to secure a development opportunity.

Most land bridging loan lenders will offer up to 65% loan-to-value (LTV) of the land’s current market value. If full planning permission is in place, some lenders may extend this up to 70% LTV. For borrowers who can provide additional property as security, it is possible to access up to 100% of the purchase price, which can also allow funding for initial development costs.

A bridging loan for land is commonly used for several scenarios. These include buying land at auction, securing land while waiting for planning permission, site assembly, or bridging to development finance once the build project is ready to begin. It is also a valuable tool for land banking, enabling investors to hold onto land while its value appreciates.

The main advantage of a land bridging loan is speed. Funding can be released in 2-14 days, compared to the much longer timescales of traditional land mortgages. These loans are also highly flexible and allow borrowers to exit through refinancing onto a development loan, taking out a longer-term mortgage, or selling the land after planning consent or value improvements.

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-04-13

Last reviewed: 2026-10-08

Source: https://mortgagelane.com/guides/land-bridging-loans/can-i-get-a-bridging-loan-for-land