---
title: "£1.5 Million Commercial Mortgage"
description: "A £1.5 million commercial mortgage is a business loan secured against commercial or semi-commercial property, such as offices, retail units, hospitality premises, or mixed-use buildings. Commercial mortgage payments at this level are driven by the loan structure, as commercial lenders price individually based on the property, the tenant or trading business, and the strength of the covenant."
url: "https://mortgagelane.com/guides/million-pound-mortgages/1-5-million-commercial-mortgage"
site: "Mortgage Lane"
collection: "guides"
date: "2026-08-18"
author: "Seren Norton"
category: "Mortgage guide"
reviewed: "2026-08-18"
reading_time: "2 min"
byline: "Seren Norton"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# £1.5 Million Commercial Mortgage

A £1.5 million commercial mortgage is a business loan secured against commercial or semi-commercial property, such as offices, retail units, hospitality premises, or mixed-use buildings. Commercial mortgage payments at this level are driven by the loan structure, as commercial lenders price individually based on the property, the tenant or trading business, and the strength of the covenant.

A £1.5 million commercial mortgage is a business loan secured against commercial or semi-commercial property, such as offices, retail units, hospitality premises, or mixed-use buildings. Commercial mortgage payments at this level are driven by the loan structure, as commercial lenders price individually based on the property, the tenant or trading business, and the strength of the covenant.

[High net worth mortgage](https://mortgagelane.com/definitions?term=high-net-worth-mortgage)

Specialist lending

A mortgage arranged for a borrower with substantial income or assets, often involving an individual assessment of their financial position.

[Read the full definition of High net worth mortgage](https://mortgagelane.com/definitions?term=high-net-worth-mortgage)

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[Million Pound Mortgages](https://mortgagelane.com/specialists/million-pound-mortgages)

Related definitions

[Commercial mortgage](https://mortgagelane.com/definitions#def-commercial-mortgage)

·

[Mortgage](https://mortgagelane.com/definitions#def-mortgage)

## £1.5 Million Commercial Mortgage

A £1.5 million commercial mortgage is a business loan secured against commercial or semi-commercial property, such as offices, retail units, hospitality premises, or mixed-use buildings. Commercial mortgage payments at this level are driven by the loan structure, as commercial lenders price individually based on the property, the tenant or trading business, and the strength of the covenant.

Our commercial panel will consider £1 million to multi-million pound commercial mortgages for:

- Owner-occupiers buying their trading premises
- Commercial investment purchases with tenants in place
- Semi-commercial property combining residential and business use
- Refinances to release equity from commercial assets

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-08-18

Last reviewed: 2026-08-18

Source: https://mortgagelane.com/guides/million-pound-mortgages/1-5-million-commercial-mortgage