---
title: "How long does a bridging loan take to complete"
description: "To date we have arranged a non status bridging loan from start to finish in just 4 days."
url: "https://mortgagelane.com/guides/non-status-bridging-loans/how-long-does-a-bridging-loan-take-to-complete"
site: "Mortgage Lane"
collection: "guides"
date: "2026-03-30"
author: "Joseph Lane"
category: "Mortgage guide"
reviewed: "2026-09-11"
reading_time: "2 min"
byline: "Joseph Lane"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# How long does a bridging loan take to complete

To date we have arranged a non status bridging loan from start to finish in just 4 days.

To date we have arranged a non status bridging loan from start to finish in just 4 days.

[Non-status bridging loan](https://mortgagelane.com/definitions?term=non-status-bridging-loan)

Bridging finance

A term used for bridging finance assessed mainly on the property security and proposed exit rather than conventional income multiples.

[Read the full definition of Non-status bridging loan](https://mortgagelane.com/definitions?term=non-status-bridging-loan)

Back to overview

[Non Status Bridging Loans](https://mortgagelane.com/insights/non-status-bridging-loans)

Related definitions

[Bridging loan](https://mortgagelane.com/definitions#def-bridging-loan)

·

[Rental stress test](https://mortgagelane.com/definitions#def-rental-stress-test)

## How long does a bridging loan take to complete

To date we have arranged a non status bridging loan from start to finish in just 4 days.

Circumstances would be the key driver for a fast completion with a non status bridging loan, by this we mean strength of exit.

Sale: profitability of the deal and demand for sale, checked by the valuer.

Remortgage: underwriting will become more enhanced for this exit type, such as credit status, income, experience, stress testing and asset and liability review.

For a case to have speed of application it must have a clear exit, this is the first part.

The next part which can determine the time taken to arrange a non status bridging loan would be the legals. This is very important and if you are looking to complete on a bridging loan quickly, you will need your broker to take you to a lender that will not require searches.

If a lender does not require legal searches and they are happy to accept an indemnity policy, then it can really speed up the time it takes to arrange a bridging loan.

Legal searches might take 6 weeks with some councils, so if you are buying at auction with just 28 days to complete, it might not be suitable to use a lender that insists on searches.

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-03-30

Last reviewed: 2026-09-11

Source: https://mortgagelane.com/guides/non-status-bridging-loans/how-long-does-a-bridging-loan-take-to-complete