---
title: "Can I get interest only on a portfolio mortgage?"
description: "Yes you can get both capital repayment and interest only for portfolio mortgages."
url: "https://mortgagelane.com/guides/property-portfolio-remortgage/can-i-get-interest-only-on-a-portfolio-mortgage"
site: "Mortgage Lane"
collection: "guides"
date: "2026-03-30"
author: "Joseph Lane"
category: "Mortgage guide"
reviewed: "2026-09-11"
reading_time: "1 min"
byline: "Joseph Lane"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# Can I get interest only on a portfolio mortgage?

Yes you can get both capital repayment and interest only for portfolio mortgages.

Yes you can get both capital repayment and interest only for portfolio mortgages.

[Portfolio mortgage](https://mortgagelane.com/definitions?term=portfolio-mortgage)

Buy-to-let

Finance arranged for a landlord with several properties, either through separate mortgages or a facility covering multiple properties.

[Read the full definition of Portfolio mortgage](https://mortgagelane.com/definitions?term=portfolio-mortgage)

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[Property Portfolio Remortgage](https://mortgagelane.com/insights/property-portfolio-remortgage)

Related definitions

[Portfolio mortgage](https://mortgagelane.com/definitions#def-portfolio-mortgage)

·

[Mortgage](https://mortgagelane.com/definitions#def-mortgage)

## Can I get interest only on a portfolio mortgage?

Yes you can get both capital repayment and interest only for portfolio mortgages. Most of our clients opt for interest only. It is very common for lenders to approve interest only on portfolio mortgages, including remortgages, this also means that you are only repaying the interest owed on the principle loan amount which will mean that you will owe the full amount borrowed at the end of the term, unless you make any overpayments. If you are borrowing £100,000 at 5.2% then your monthly payments would be £433.33. Lenders usually accept “Sale of security” to be the repayment type of the interest only mortgage, however, most people usually remortgage before the end of the term.

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## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-03-30

Last reviewed: 2026-09-11

Source: https://mortgagelane.com/guides/property-portfolio-remortgage/can-i-get-interest-only-on-a-portfolio-mortgage