---
title: "What is a portfolio remortgage?"
description: "A portfolio landlord mortgage is designed to purchase or re-mortgage a property, whether for Buy to Let or Commercial use."
url: "https://mortgagelane.com/guides/property-portfolio-remortgage/what-is-a-portfolio-remortgage"
site: "Mortgage Lane"
collection: "guides"
date: "2026-03-30"
author: "Joseph Lane"
category: "Mortgage guide"
reviewed: "2026-09-11"
reading_time: "1 min"
byline: "Joseph Lane"
author_credentials: "CeMAP · FCA authorised firm"
language: "en-GB"
robots: "index,follow"
---

# What is a portfolio remortgage?

A portfolio landlord mortgage is designed to purchase or re-mortgage a property, whether for Buy to Let or Commercial use.

A portfolio landlord mortgage is designed to purchase or re-mortgage a property, whether for Buy to Let or Commercial use.

[Portfolio mortgage](https://mortgagelane.com/definitions?term=portfolio-mortgage)

Buy-to-let

Finance arranged for a landlord with several properties, either through separate mortgages or a facility covering multiple properties.

[Read the full definition of Portfolio mortgage](https://mortgagelane.com/definitions?term=portfolio-mortgage)

Back to overview

[Property Portfolio Remortgage](https://mortgagelane.com/insights/property-portfolio-remortgage)

Related definitions

[Remortgage](https://mortgagelane.com/definitions#def-remortgage)

·

[Portfolio landlord](https://mortgagelane.com/definitions#def-portfolio-landlord)

## What is a portfolio remortgage?

A portfolio landlord mortgage is designed to purchase or re-mortgage a property, whether for Buy to Let or Commercial use.

Financing for portfolio landlords can be more complex, necessitating advice from an expert mortgage professional. For instance, many High Street banks have stricter criteria and often do not lend to applicants owning four or more mortgaged properties. We assist a wide range of investors by accessing an extensive network of High Street and specialist lenders to find the most suitable lender for your needs.

[GET IN TOUCH](https://mortgagelane.com/contact)

## Talk it through with an adviser

Speak to a Mortgage Lane adviser about your circumstances and the next steps.

Published: 2026-03-30

Last reviewed: 2026-09-11

Source: https://mortgagelane.com/guides/property-portfolio-remortgage/what-is-a-portfolio-remortgage