--- title: "Mortgages for Foreign Nationals" description: "Find mortgage options you didn't know existed with Mortgage Lane | Experts in Foreign national mortgages in the UK." url: "https://mortgagelane.com/specialists/mortgages-for-foreign-nationals" site: "Mortgage Lane" collection: "specialists" date: "2026-07-28" author: "Joseph Lane" category: "Specialists" reviewed: "2026-07-28" reading_time: "15 min" byline: "Joseph Lane" author_credentials: "CeMAP · FCA authorised firm" language: "en-GB" robots: "index,follow" --- # Mortgages for Foreign Nationals Find mortgage options you didn't know existed with Mortgage Lane | Experts in Foreign national mortgages in the UK. Find mortgage options you didn't know existed with Mortgage Lane \| Experts in Foreign national mortgages in the UK. [Foreign national mortgage](https://mortgagelane.com/definitions?term=foreign-national-mortgage) Specialist lending A UK mortgage application by a borrower who is not a UK national. [Read the full definition of Foreign national mortgage](https://mortgagelane.com/definitions?term=foreign-national-mortgage) ## Experts in Non UK Citizen Mortgages Speak to a Mortgage Lane adviser about your options. ## In short A United Kingdom credit history is not required by every lender, and foreign nationals buying or refinancing here are assessed on visa status, income source and currency, all of which are treated very differently across the market. ## UK Mortgages for Non-UK Citizens Specialist mortgage advice for foreign nationals buying or refinancing in the UK. Whether you live overseas or are based in the UK on a visa, we arrange mortgages with lenders who understand international income, foreign currency earnings, and complex profiles. Many clients are approved without UK credit history, subject to lender criteria. ## We Work With Lenders That Fit Your Profile Overseas salary, self-employment, dividends, bonuses, and investment income are all assessed differently across the market. We identify lenders that actively support foreign national applicants rather than applying restrictive assumptions that can limit your borrowing. ## UK Credit History Is Not Always Required Some lenders focus on income strength, deposit size, and overall financial position rather than UK credit footprint alone. We position your application correctly from the outset to maximise lender alignment and reduce unnecessary declines. [Speak to a specialist today and check your eligibility.](https://mortgagelane.com/contact) ## Foreign National Mortgage Criteria *Foreign National Mortgage Criteria* | Criteria | Detail | | --- | --- | | Term | Up to 40 years | | Repayment type | Interest only, repayment | | Borrowers | Personal, Ltd co, LLP, Trusts, Offshore Trusts | | Purposes | Residential, Buy to Let and Commercial | | Experience | Not required | | First time buyers | Permitted | | Max applicants | 6 | | Loan to Income ratio (LTI): residential affordability | Up to 5 times gross annual income | | Locations | England, Wales, Scotland & Northern Ireland | ## Process breakdown 01 ### Information gathering and advice The first step in a foreign national mortgage application is gathering or updating details about the property, any tenants, and the applicant. Once reviewed, a specialist mortgage broker will assess lender criteria and recommend a suitable product. 02 ### Credit approval Once you are happy with the recommended product and confirm you wish to proceed, the application is usually submitted the same day to obtain a decision. Until this stage, there is typically nothing to pay. Once an Agreement in Principle (AIP) is approved, the application moves to full submission, where fees may become payable. 03 ### Application, valuation & underwrite Once the application is submitted, the valuation is usually instructed, often after initial underwriting has been completed, depending on the lender. When the valuation is returned and accepted, the lender will look to issue a formal mortgage offer. 04 ### Offer and completion Once your mortgage offer has been issued, independent legal advice is required. When the legal requirements are satisfied and you are ready to proceed, your solicitor can request drawdown of the loan. Your foreign national mortgage broker will continue to monitor the application after offer, liaising with all parties to support progress through to completion. ## Types of Foreign National Mortgage Loans Types of mortgages for foreign nationals buying in the UK. **Residential Mortgages for foreign nationals** Residential mortgages for foreign nationals enable overseas and internationally based applicants to purchase or refinance a home in the UK, even where residency or immigration status differs from that of a UK national. [Read more about Residential Mortgages for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/residential-mortgages-for-foreign-nationals)[Get in touch about Residential Mortgages for foreign nationals](https://mortgagelane.com/contact) [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) · [Residential mortgage](https://mortgagelane.com/definitions#def-residential-mortgage) **Commercial mortgages for foreign nationals** A commercial mortgage for foreign nationals allows overseas individuals and non-UK residents to purchase or refinance commercial property in the UK, including offices, retail units, mixed-use buildings, and trading businesses. These mortgages are assessed under UK commercial lending rules, not residential criteria, with lenders focusing on property value, income generation, and borrower profile rather than nationality alone. [Read more about Commercial mortgages for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/commercial-mortgages-for-foreign-nationals)[Get in touch about Commercial mortgages for foreign nationals](https://mortgagelane.com/contact) [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) · [Commercial mortgage](https://mortgagelane.com/definitions#def-commercial-mortgage) **Mortgages without UK credit history** For many foreign nationals, the absence of a UK credit history or established UK footprint is a common concern when applying for a mortgage. However, a UK footprint is not always required. Several specialist lenders are experienced in assessing foreign national mortgage applications without any UK credit history, provided the applicant meets alternative underwriting criteria. [Read more about Mortgages without UK credit history](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/mortgages-without-uk-credit-history)[Get in touch about Mortgages without UK credit history](https://mortgagelane.com/contact) [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) · [Bridging loan](https://mortgagelane.com/definitions#def-bridging-loan) **Buy to let mortgage for foreign nationals** Buy-to-let mortgage applications from UK-resident foreign nationals and overseas investors are assessed against specialist lender criteria. Read how affordability, pricing and the proposed structure affect the application. [Read more about Buy to let mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/buy-to-let-mortgage-for-foreign-nationals)[Get in touch about Buy to let mortgage for foreign nationals](https://mortgagelane.com/contact) [Buy-to-let mortgage](https://mortgagelane.com/definitions#def-buy-to-let-mortgage) · [Mortgage](https://mortgagelane.com/definitions#def-mortgage) **UK Mortgages for US Citizens** A UK mortgage for a US citizen is achievable, but applications are assessed under foreign national lending criteria unless the applicant holds UK residency. Lender choice is narrower, deposits are higher, and underwriting is more detailed compared with UK nationals, particularly where income or assets are held overseas. [Read more about UK Mortgages for US Citizens](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/uk-mortgages-for-us-citizens)[Get in touch about UK Mortgages for US Citizens](https://mortgagelane.com/contact) [Residential mortgage](https://mortgagelane.com/definitions#def-residential-mortgage) · [Rental stress test](https://mortgagelane.com/definitions#def-rental-stress-test) Foreign national mortgage UK calculator ## Buy to Let Strategy Impacts on Mortgage Options for Foreign Nationals Foreign nationals usually face extra criteria requirements to obtain eligibility for some of the most competitive mortgage products in the UK. At Mortgage Lane, we are experienced to place you with the most suitable cost effective lender. Foreign national mortgage lenders can either be relaxed or more cautious when lending to applicants in relation to minimum income, loan size and experience. Below we will explain all of the letting type variations that we see, as well as information on different ownership types and how this can impact your mortgage options. **Single let mortgage for foreign nationals** A single let property, rented to one household under an Assured Shorthold Tenancy (AST), is generally regarded by UK lenders as the most straightforward investment type for foreign national mortgage applicants. Prior UK landlord experience is not usually required, making single lets a common entry point for overseas investors and first-time UK landlords. [Read more about Single let mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/single-let-mortgage-for-foreign-nationals)[Get in touch about Single let mortgage for foreign nationals](https://mortgagelane.com/contact) [Mortgage](https://mortgagelane.com/definitions#def-mortgage) · [Assured shorthold tenancy (AST)](https://mortgagelane.com/definitions#def-assured-shorthold-tenancy) **Specialist build types mortgage for foreign nationals** Non-standard construction properties often present additional challenges for foreign national mortgage applicants, as lender appetite is more limited and underwriting criteria are stricter than for standard brick-and-tile housing. These cases typically require specialist lenders familiar with alternative construction types and enhanced valuation considerations. [Read more about Specialist build types mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/specialist-build-types-mortgage-for-foreign-nationals)[Get in touch about Specialist build types mortgage for foreign nationals](https://mortgagelane.com/contact) [Mortgage](https://mortgagelane.com/definitions#def-mortgage) · [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) **HMO mortgage for foreign nationals** Foreign nationals seeking HMO mortgage options in the UK should be aware that borrower experience is a key pricing factor. Interest rates for foreign national HMO mortgages are typically higher for applicants with limited landlord experience or no established UK footprint. As experience increases, lender appetite and pricing generally improve. [Read more about HMO mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/hmo-mortgage-for-foreign-nationals)[Get in touch about HMO mortgage for foreign nationals](https://mortgagelane.com/contact) [HMO mortgage](https://mortgagelane.com/definitions#def-hmo-mortgage) · [Mortgage](https://mortgagelane.com/definitions#def-mortgage) **Social housing mortgages for foreign nationals** For foreign nationals planning to lease investment properties to housing associations or charities under long-term agreements, more specialist mortgage products are required due to the non-standard nature of the letting. These arrangements fall outside mainstream buy-to-let criteria, and lender availability is therefore more limited. [Read more about Social housing mortgages for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/social-housing-mortgages-for-foreign-nationals)[Get in touch about Social housing mortgages for foreign nationals](https://mortgagelane.com/contact) [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) · [Social housing mortgage](https://mortgagelane.com/definitions#def-social-housing-mortgage) **Heritage property mortgage for foreign nationals** Securing a UK mortgage on a heritage or listed property can be more complex for foreign nationals, as these buildings are subject to additional legal, valuation, and lending considerations. Listed properties, including Grade I and Grade II buildings, fall outside standard residential and buy-to-let criteria, meaning lender availability is more limited and specialist underwriting is required. [Read more about Heritage property mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/heritage-property-mortgage-for-foreign-nationals)[Get in touch about Heritage property mortgage for foreign nationals](https://mortgagelane.com/contact) [Mortgage](https://mortgagelane.com/definitions#def-mortgage) · [Foreign national mortgage](https://mortgagelane.com/definitions#def-foreign-national-mortgage) **Serviced Accommodation mortgage for foreign nationals** Foreign nationals seeking serviced accommodation mortgage options in the UK should be aware that prior property experience is a key underwriting factor. Lenders generally view serviced accommodation as higher risk than standard buy-to-let, particularly where the borrower has limited experience or no established UK footprint. As a result, inexperienced applicants are often offered higher interest rates and more conservative terms. [Read more about Serviced Accommodation mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/serviced-accommodation-mortgage-for-foreign-nationals)[Get in touch about Serviced Accommodation mortgage for foreign nationals](https://mortgagelane.com/contact) [Serviced accommodation mortgage](https://mortgagelane.com/definitions#def-serviced-accommodation-mortgage) · [Mortgage](https://mortgagelane.com/definitions#def-mortgage) ## Answers to common questions and queries about foreign national mortgages Residents of Monaco or Switzerland can obtain UK mortgages of £2 million or more through private banks and specialist international lenders. Mainstream UK high street lenders rarely lend to overseas residents. Lenders assess income currency, source of wealth, and the UK property’s value. Some private banks require assets under management as a lending condition. Middle East investors can obtain Sharia-compliant finance on high-value UK properties through Islamic banks operating in the United Kingdom. Sharia-compliant home finance avoids interest by using structures such as Ijara (lease-based) or Murabaha (purchase-and-resale). Islamic banks regulated by the Financial Conduct Authority (FCA) offer these products to UK residents and overseas investors, including on multi-million-pound properties. Returning British expatriates can obtain million-pound UK mortgages immediately on return, without waiting to rebuild a UK footprint, through specialist lenders and private banks. Many mainstream lenders require a period of UK residence and UK credit history first. Specialist lenders instead assess overseas income records, employment contracts, and existing assets. A UK bank account and address speed up the application. UK lenders do finance high-value property purchases for Hong Kong British National (Overseas) (BNO) visa holders. The BNO visa grants the right to live and work in the United Kingdom, which many lenders accept for mortgage purposes. Some lenders impose minimum remaining visa terms or larger deposit requirements. Specialist lenders and private banks assess Hong Kong income and assets directly. British expatriates living in Dubai, Singapore, or Hong Kong can obtain large UK mortgages through specialist expatriate lenders, international banks, and private banks. These financial centres are widely accepted by lenders because income is well documented. Lenders assess salary currency, employer, and UK credit footprint. Deposit requirements for expatriates are usually higher than for UK-resident borrowers. US citizens can obtain large UK mortgages, although the Foreign Account Tax Compliance Act (FATCA) reduces the number of willing lenders. FATCA imposes US reporting duties on banks that hold accounts for US persons. Private banks and specialist lenders accept US citizens and handle FATCA reporting. Brokers with international lender access can identify which lenders accept US applicants. Borrowers with income from multiple countries can obtain large UK mortgages through private banks and specialist lenders. Each lender sets its own list of acceptable currencies and income types. Lenders may apply a discount, sometimes called a haircut, to foreign currency income to allow for exchange rate movements. Certified translations and international tax documents are commonly required. Foreign nationals with no United Kingdom credit history can obtain large UK mortgages from private banks and specialist international lenders. These lenders underwrite manually rather than relying on UK credit scores. Manual underwriting reviews overseas credit reports, bank statements, income evidence, and source of wealth. Larger deposits are typically required than for UK residents with established credit records. Individuals who are tax resident in no country, sometimes called perpetual travellers, can obtain large UK mortgages, but only from a small number of private banks. Lenders must verify identity, source of wealth, and source of income under UK anti-money laundering rules. The absence of tax returns from any jurisdiction makes underwriting harder, so lending decisions are made case by case. Non-domiciled individuals, meaning UK residents whose permanent home for tax purposes is outside the United Kingdom, typically finance UK property through private banks. Private banks lend against income, investments, or assets held offshore. Mortgage borrowing can also carry tax planning implications for non-domiciled buyers, so lenders often require independent tax advice. Structures involving offshore companies or trusts are assessed individually. ## Related specialist mortgage advice - [2026](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/specialist-build-types-mortgage-for-foreign-nationals)Guide[Specialist build types mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/specialist-build-types-mortgage-for-foreign-nationals)Non-standard construction properties often present additional challenges for foreign national mortgage applicants, as lender appetite is more limited and underwriting criteria are stricter than for standard brick-and-tile housing. These cases typically require specialist lenders familiar with alternative construction types and enhanced valuation considerations.[Read more about Specialist build types mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/specialist-build-types-mortgage-for-foreign-nationals) - [2026](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/serviced-accommodation-mortgage-for-foreign-nationals)Guide[Serviced Accommodation mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/serviced-accommodation-mortgage-for-foreign-nationals)Foreign nationals seeking serviced accommodation mortgage options in the UK should be aware that prior property experience is a key underwriting factor. Lenders generally view serviced accommodation as higher risk than standard buy-to-let, particularly where the borrower has limited experience or no established UK footprint. As a result, inexperienced applicants are often offered higher interest rates and more conservative terms.[Read more about Serviced Accommodation mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/serviced-accommodation-mortgage-for-foreign-nationals) - [2026](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/single-let-mortgage-for-foreign-nationals)Guide[Single let mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/single-let-mortgage-for-foreign-nationals)A single let property, rented to one household under an Assured Shorthold Tenancy (AST), is generally regarded by UK lenders as the most straightforward investment type for foreign national mortgage applicants. Prior UK landlord experience is not usually required, making single lets a common entry point for overseas investors and first-time UK landlords.[Read more about Single let mortgage for foreign nationals](https://mortgagelane.com/guides/mortgages-for-foreign-nationals/single-let-mortgage-for-foreign-nationals) ## Buy-to-let calculator Estimate borrowing for a UK buy-to-let investment as a foreign national. This calculator assesses rental income; buying your own home needs a separate assessment. Explore your borrowing Start again Enter your figures in pounds. Your estimate updates as you go. Indicative maximum loan \- Enter your figures to see an estimate. Loan to value [Discuss your options](https://mortgagelane.com/contact) Indicative estimate only, subject to lender criteria and valuation. This is not a mortgage offer. Your property may be repossessed if you do not keep up repayments. ## Common questions **Q: Can I get a £2 million UK mortgage while living in Monaco or Switzerland?** faq-id: can-i-get-a-2-million-uk-mortgage-while-living-in-monaco-or-switzerland Residents of Monaco or Switzerland can obtain UK mortgages of £2 million or more through private banks and specialist international lenders. Mainstream UK high street lenders rarely lend to overseas residents. Lenders assess income currency, source of wealth, and the UK property's value. Some private banks require assets under management as a lending condition. **Q: Can Middle East investors get Sharia-compliant finance on large UK properties?** faq-id: can-middle-east-investors-get-sharia-compliant-finance-on-large-uk-properties Middle East investors can obtain Sharia-compliant finance on high-value UK properties through Islamic banks operating in the United Kingdom. Sharia-compliant home finance avoids interest by using structures such as Ijara (lease-based) or Murabaha (purchase-and-resale). Islamic banks regulated by the Financial Conduct Authority (FCA) offer these products to UK residents and overseas investors, including on multi-million-pound properties. **Q: Can returning British expats get million pound mortgages straight away?** faq-id: can-returning-british-expats-get-million-pound-mortgages-straight-away Returning British expatriates can obtain million-pound UK mortgages immediately on return, without waiting to rebuild a UK footprint, through specialist lenders and private banks. Many mainstream lenders require a period of UK residence and UK credit history first. Specialist lenders instead assess overseas income records, employment contracts, and existing assets. A UK bank account and address speed up the application. **Q: Do lenders finance high value UK purchases for Hong Kong BNO visa holders?** faq-id: do-lenders-finance-high-value-uk-purchases-for-hong-kong-bno-visa-holders UK lenders do finance high-value property purchases for Hong Kong British National (Overseas) (BNO) visa holders. The BNO visa grants the right to live and work in the United Kingdom, which many lenders accept for mortgage purposes. Some lenders impose minimum remaining visa terms or larger deposit requirements. Specialist lenders and private banks assess Hong Kong income and assets directly. **Q: Can I get a large UK mortgage as an expat in Dubai/Singapore/Hong Kong?** faq-id: can-i-get-a-large-uk-mortgage-as-an-expat-in-dubai-singapore-hong-kong British expatriates living in Dubai, Singapore, or Hong Kong can obtain large UK mortgages through specialist expatriate lenders, international banks, and private banks. These financial centres are widely accepted by lenders because income is well documented. Lenders assess salary currency, employer, and UK credit footprint. Deposit requirements for expatriates are usually higher than for UK-resident borrowers. **Q: Can US citizens get large UK mortgages despite FATCA?** faq-id: can-us-citizens-get-large-uk-mortgages-despite-fatca US citizens can obtain large UK mortgages, although the Foreign Account Tax Compliance Act (FATCA) reduces the number of willing lenders. FATCA imposes US reporting duties on banks that hold accounts for US persons. Private banks and specialist lenders accept US citizens and handle FATCA reporting. Brokers with international lender access can identify which lenders accept US applicants. **Q: Can I get a large UK mortgage with income from multiple countries?** faq-id: can-i-get-a-large-uk-mortgage-with-income-from-multiple-countries Borrowers with income from multiple countries can obtain large UK mortgages through private banks and specialist lenders. Each lender sets its own list of acceptable currencies and income types. Lenders may apply a discount, sometimes called a haircut, to foreign currency income to allow for exchange rate movements. Certified translations and international tax documents are commonly required. **Q: Can a foreign national with no UK credit history get a large mortgage?** faq-id: can-a-foreign-national-with-no-uk-credit-history-get-a-large-mortgage Foreign nationals with no United Kingdom credit history can obtain large UK mortgages from private banks and specialist international lenders. These lenders underwrite manually rather than relying on UK credit scores. Manual underwriting reviews overseas credit reports, bank statements, income evidence, and source of wealth. Larger deposits are typically required than for UK residents with established credit records. **Q: Can I get a large UK mortgage if I’m tax resident nowhere (perpetual traveller)?** faq-id: can-i-get-a-large-uk-mortgage-if-im-tax-resident-nowhere-perpetual-traveller Individuals who are tax resident in no country, sometimes called perpetual travellers, can obtain large UK mortgages, but only from a small number of private banks. Lenders must verify identity, source of wealth, and source of income under UK anti-money laundering rules. The absence of tax returns from any jurisdiction makes underwriting harder, so lending decisions are made case by case. **Q: How do non-doms finance UK property purchases?** faq-id: how-do-non-doms-finance-uk-property-purchases Non-domiciled individuals, meaning UK residents whose permanent home for tax purposes is outside the United Kingdom, typically finance UK property through private banks. Private banks lend against income, investments, or assets held offshore. Mortgage borrowing can also carry tax planning implications for non-domiciled buyers, so lenders often require independent tax advice. Structures involving offshore companies or trusts are assessed individually. **Q: Can a foreign buyer get a mortgage on a London mansion?** faq-id: can-a-foreign-buyer-get-a-mortgage-on-a-london-mansion Foreign buyers can obtain mortgages on high-value London properties through private banks and specialist international lenders. Mainstream UK lenders rarely finance overseas buyers at this level. Lenders assess source of wealth, income currency, and the property itself, since unique high-value homes need specialist valuation. Overseas buyers also pay a Stamp Duty Land Tax surcharge on UK residential purchases. **Q: Can a foreigner buy property in the UK with a mortgage?** faq-id: can-a-foreigner-buy-property-in-the-uk-with-a-mortgage Yes, a foreigner can buy property in the UK with a mortgage, as there are no restrictions on property ownership, but mortgage approval depends on lender criteria, including residency, income verification, deposit size, and enhanced due diligence checks. **Q: Can a foreigner get a mortgage in the UK?** faq-id: can-a-foreigner-get-a-mortgage-in-the-uk Yes, a foreigner can get a mortgage in the UK, as there are no restrictions on property ownership, but mortgage approval depends on lender criteria, including residency status, income verification, deposit size, and compliance with UK affordability and anti-money laundering rules. **Q: Can a non-UK citizen get a mortgage in the UK?** faq-id: can-a-non-uk-citizen-get-a-mortgage-in-the-uk Yes, a non-UK citizen can get a mortgage in the UK, as citizenship is not required, but approval depends on visa status, income verification, deposit level, and compliance with UK mortgage lending rules. **Q: Can a US citizen get a mortgage in the UK?** faq-id: can-a-us-citizen-get-a-mortgage-in-the-uk Yes, a US citizen can get a mortgage in the UK, though lender choice is more limited and criteria are stricter, with higher deposits and additional checks applied to income, tax position, and source of funds. ## Talk it through with an adviser Let’s talk property finance ## Contact us **Call our team:** [+44 333 231 8206](tel:+443332318206) **Email us:** [enquiries@mortgagelane.com](mailto:enquiries@mortgagelane.com) **Opening hours:** Monday to Friday, 9am–6pm Closed Saturday and Sunday Your enquiry goes to our team, who will get in touch to discuss your next steps. Fields marked are required. First name Last name Email Phone What can we help with? Residential mortgage Remortgage Buy to let Bridging finance Commercial Something else Tell us about your enquiry I am happy to receive occasional mortgage news and rate updates. Send enquiry We use your details to respond to your enquiry and, if you opt in, send updates. See our [privacy policy](https://mortgagelane.com/privacy-policy). Published: 2026-07-28 Last reviewed: 2026-07-28 Source: https://mortgagelane.com/specialists/mortgages-for-foreign-nationals