Every calculator we publish, in one place. Search or filter by category, open one and enter your own figures, or follow it to the guide it comes from.
Residential
How much you could borrow to buy or remortgage a home, from your income, your credit commitments and your deposit.
Residential
The loan and monthly payment with a 5% deposit, what your income supports, and how both compare at lower loan to values.
Residential
The loan and monthly payment with a 10% deposit, what your income supports, and how both compare at other loan to values.
Residential
The loan and monthly payment with a 15% deposit, what your income supports, and how both compare at other loan to values.
Residential
The payment during a fix, the balance when it ends, and what drifting onto the lender's follow-on rate would cost.
Residential
How your monthly payment moves if the rate rises or falls, set against a fixed rate.
Residential
Interest only, part and part and capital repayment side by side, and whether a repayment strategy covers what is still owed.
Residential
An offset mortgage against a standard one on the same balance, after the savings interest you would give up.
Residential
The monthly cost of a shared ownership share, split between mortgage and rent, against a 95% mortgage on the whole home.
Residential
What repaying a Help to Buy equity loan costs today, the interest from year six, and the remortgage needed to clear it.
Residential
A family member's savings held as security for your mortgage, compared with gifting the same money as a deposit.
Residential
What a supporting borrower adds to your borrowing, what their age does to the term, and the stamp duty if they also go on the title.
Read more about JBSP Mortgages, Joint Borrower Sole Proprietor
Residential
The most one income can borrow, the price your deposit reaches, and the monthly cost of a shared ownership share.
Read more about Single Person Mortgages, Buying Alone and Applying Alone
Residential
The loan your income supports, with benefits, maintenance or a pension counted as a lender would, and what that loan buys.
Read more about Low Income Mortgages, Benefits, Schemes and Borrowing
Residential
What a teacher could borrow at 5 or up to 6 times income, with and without the student loan deduction counted, and the monthly cost.
Read more about Mortgages for Teachers, ECTs, Supply Pay and Student Loans
Residential
The longest mortgage term your lease allows, and what you could borrow over it.
Residential
The credit limit your equity and income could support, the product fee for each draw period, and the interest on what you actually draw.
Buy to let
How much you could borrow against a rental property, from the rent, your tax band and the lender's stress rate.
Buy to let
How much you could borrow against a house in multiple occupation, from the total rent across the rooms.
Buy to let
The monthly rent a lender needs to see for your loan, on two-year and five-year fixed rate stress tests.
Commercial
How much a business could borrow on premises it trades from, on adjusted net profit, or on property let to tenants.
Commercial
How much you could borrow against commercial property let to tenants, from the lease income.
Commercial
The same property assessed as a buy to let and as a commercial investment, to compare what each could borrow.
Commercial
The facility a property could support on value and on rent, and the interest saved by drawing only what you need.
Read more about Revolving Credit Mortgage, Property Revolving Credit Facility
Bridging finance
The gross bridging loan against a property's value or purchase price, before interest, fees and retained amounts.
Bridging finance
The Inheritance Tax on an estate, what is due before the grant, and the funding gap a probate loan would need to cover.
Read more about Probate Loans, Executor Loans and Inheritance Advances
Development finance
The facility on a scheme from the lower of its value cap and its cost cap, and the equity you would put in.
Development finance
The value and cost caps applied to a ground-up build, with the facility, your equity and the profit on cost.
Development finance
The facility on a housing scheme, and whether a buy to let refinance of each unit would repay it.
Development finance
The finished building valued on its rent and yield, and the facility the value and cost caps allow.
Development finance
Rent turned into value, the facility on a build to rent scheme, and whether an investment loan on the let block would repay it.
Development finance
Beds, rent and letting weeks turned into value for student accommodation, with the facility and the exit test.
Read more about PBSA Finance, Purpose-Built Student Accommodation
Development finance
A finished hotel valued on its trading, the facility under the value and cost caps, and the hotel mortgage exit.
Development finance
Land and Buildings Transaction Tax on the site added to the scheme cost, then the facility under the value and cost caps.
Development finance
What you keep from a scheme funded conventionally against a joint venture, with or without a priority return to the funder.
Specialist lending
The deposit a lender's loan to value limit needs with a CCJ, the most your income supports, and the monthly payment.
Read more about CCJ Mortgages, Satisfied and Unsatisfied CCJs
Specialist lending
The deposit needed at the loan to value a lender offers with defaults on your record, and any shortfall.
Read more about Mortgages with Defaults, Lender Tiers and Secured Defaults
Specialist lending
The deposit and loan at the highest loan to value a lender offers after missed payments, checked against your income.
Read more about Mortgages with Missed Payments, Late Payments and Arrears
Specialist lending
The deposit a lender's maximum loan to value needs with or after an IVA, and the loan checked against your income.
Read more about IVA Mortgages, Getting a Mortgage With or After an IVA
Specialist lending
Your CIS income annualised over 46 or 48 weeks, before and after the deduction, and what each reading lets you borrow.
Specialist lending
Your day rate annualised on a 48-week basis, the effect of the 46 weeks some lenders use, and the borrowing on each.
Specialist lending
How a knotweed management plan changes the loan, the cash needed at completion and the seller's proceeds.
Read more about Japanese Knotweed Mortgages, RICS Categories and Lender Rules
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