Short term finance
Achieve your property goals with short-term financing, covering bridging loans, development loans, and more.
Bridging finance
Read more about Bridge to Let MortgageBridge to Let Mortgage
Considering a bridge-to-let mortgage? Learn how bridging finance helps you buy, renovate and refinance a property onto a buy-to-let mortgage.
Read more about Bridging LoansBridging Loans
Explore bridging loan solutions for land and property, assisting homeowners and business owners with short-term funding, regulated and unregulated.
Read more about Bridging Loans for AuctionBridging Loans for Auction
We assist borrowers with the best auction finance products on the market as well as super quick processing speeds!
Read more about Land Bridging LoansLand Bridging Loans
We assist personal and investment borrowers with land bridging loans for all types of land, suitable for auctions with fast completions!
Read more about Business Bridging LoansBusiness Bridging Loans
Bridging loans for businesses as quick as 2 days. Learn about bridging loans up to 85% Loan to Value used for acquisition or refinancing.
Read more about Hotel Bridging Loans, Auction and Refurbishment FinanceHotel Bridging Loans, Auction and Refurbishment Finance
Hotel bridging loans to buy, refurbish or convert a hotel: trading and vacant possession values, auction timetables and the exit to a hotel mortgage.
Re-Bridging Loans, What Is Re-Bridging and Bridging Extensions
Re-bridging loans: refinancing one bridge with another, how it compares with an extension, the costs, what a new lender checks and how the loan to value rises.
Remortgage After a Bridging Loan, Exits and the Six-Month Rule
Remortgaging after a bridging loan: the exit routes, the six-month rule and day-one lenders, valuing the finished property and the rent test on a bridge to let.
Read more about Alternatives to bridging loansAlternatives to bridging loans
We assist homebuyers and investors with bridging loan alternatives, these alternative are also suitable for auction purchases!
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Development finance
Read more about Ground Up Development FinanceGround Up Development Finance
Ground up development finance explained: staged funding from a cleared site, residential up to 75% LTGDV and 90% LTC, commercial usually 65% to 70% LTGDV on the cases we arrange, and the drawdown arithmetic.
Read more about Hotel Development FinanceHotel Development Finance
Hotel development finance explained: ground-up and conversion hotel schemes, specialist lending up to 65% LTGDV on the cases we arrange, how trading sets the value, and the hotel mortgage exit.
Build to Rent Development Finance
Build to rent development finance, on the cases we arrange, to 75% LTGDV and 90% LTC: rent-to-value arithmetic, forward funding, stabilisation finance and the BTR exit.
Commercial Property Development Finance
Commercial property development finance on the cases we arrange, up to 70% LTGDV and 90% LTC, deal dependent: how the lease sets GDV, pre-let or speculative, forward funding and each asset class.
Joint Venture Development Finance
Joint venture development finance: up to 100% of cost funded for the right scheme in exchange for a profit share, with JV lender and equity partner structures, priority returns and the arithmetic.
PBSA Finance, Purpose-Built Student Accommodation
PBSA finance: development finance to build student accommodation, on the cases we arrange up to 65% LTGDV, investment finance on operational schemes, and nominations vs direct let.
Property Development Finance
Property development finance explained: residential up to 75% LTGDV and 90% LTC, commercial up to 70% LTGDV deal by deal, rates and fees, lender types and the broker role.
Property Development Finance in Scotland
Property development finance in Scotland: leverage ceilings, missives, standard securities, Section 75, building warrants, LBTT and ADS, region by region.
Residential Development Finance
Residential development finance on the cases we arrange, up to 75% LTGDV and 90% LTC: ground up, conversion and HMO schemes, unit releases and the develop-to-let refinance test.
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Exit and funding
Development Exit Finance
Developer exit finance as quick as 14 days! Get 75% Loan to Value on your finished development with Mortgage Lane.
Read more about Mezzanine FinanceMezzanine Finance
Mezzanine Development Finance, supporting both seasoned investors and newcomers in various development projects.
Read more about Refurbishment LoansRefurbishment Loans
Explore refurbishment loans of up to 100% LTV, we work with short term lenders that provide funding to both the purchase and refurbishment.
Self Build Mortgages
Explore self build mortgage options for borrowers building their own home, including custom builds and barn conversions.
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Explore mortgage guides and insights
Business Bridging Loans
Bridging loans for businesses as quick as 2 days. Learn about bridging loans up to 85% Loan to Value used for acquisition or refinancing.
GuideRead more about Development Finance as an Alternative to Bridging LoansDevelopment Finance as an Alternative to Bridging Loans
For property developers undertaking new-build schemes or major refurbishment projects, development finance provides a robust and purpose-built alternative to bridging loans. While similar in cost and short-term nature, development finance is structured specifically to support the full development lifecycle, including land acquisition and construction costs, making it more suitable for large-scale projects.
Auction bridging finance
Auction property loans need to fit the completion deadline in the auction contract. Read about the financial and legal preparation involved in arranging bridging finance.
Talk it through with an adviser
Twenty minutes on the phone is usually enough to tell you what is realistic.