Specialist mortgages
Specialist mortgage advice for expats, foreign nationals, offshore companies, high net worth borrowers, private banking and rural property.
Read more about Million Pound MortgagesMillion Pound Mortgages
We provide whole-of-market advice for buyers, homeowners and investors borrowing £1 million or more, helping borrowers identify which mainstream, specialist and private bank lenders will consider the loan.
Read more about UK Mortgages for Offshore CompaniesUK Mortgages for Offshore Companies
Offshore mortgages for UK property: buy to let & commercial lending for Jersey, BVI, Gibraltar, Belize & Panama companies.
Read more about Private MortgagesPrivate Mortgages
Expert advice on private bank mortgages for high net worth clients, expats & complex income, with access to UK private banks and specialist private lenders.
Read more about High Net Worth MortgagesHigh Net Worth Mortgages
High net worth mortgages explained, including the FCA HNW exemption, large mortgage loans, private banks, interest-only options and complex income cases.
Read more about Expat MortgagesExpat Mortgages
We assist with mortgage solutions for British expats including buy to let properties, HMOs and commercial property.
Read more about Mortgages for Foreign NationalsMortgages for Foreign Nationals
Find mortgage options you didn't know existed with Mortgage Lane | Experts in Foreign national mortgages in the UK.
Read more about Rural MortgagesRural Mortgages
Discover the best rural mortgage lenders for residential and commercial property. For smallholdings, equestrian and camping ventures.
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Explore mortgage guides and insights
Expat Mortgage Guide
The complete UK expat mortgage guide: how much you can borrow, why the cheapest rate shrinks your loan, country-of-residence rules, expat tax, and every specialist asset class linked.
Specialist build types mortgage for foreign nationals
Non-standard construction properties often present additional challenges for foreign national mortgage applicants, as lender appetite is more limited and underwriting criteria are stricter than for standard brick-and-tile housing. These cases typically require specialist lenders familiar with alternative construction types and enhanced valuation considerations.
Read more about Expat HMO MortgageExpat HMO Mortgage
HMO mortgages for British expats: how lenders assess overseas income and residency, what documentation is required, and how to structure a UK multi-let investment from abroad.
Buy to Let Mortgage Guide
The complete buy to let guide: ICR stress testing with worked examples, limited company vs personal ownership, portfolio rules, valuations, tax mechanics, and every specialist scenario linked.
Talk it through with an adviser
Twenty minutes on the phone is usually enough to tell you what is realistic.
Let’s talk property finance
Contact us
Tell us about your plans and a Mortgage Lane adviser will get in touch.
- Call our team
- +44 333 231 8206
- Email us
- enquiries@mortgagelane.com
- +44 7487 829005
- Opening hours
- Monday to Saturday, 8.30am–5.30pm
Closed Sunday
Your enquiry goes to our team, who will get in touch to discuss your next steps.