Mortgage guide
Open Market mortgages in Guernsey
Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications.
- Published
- 18 Aug 2026
- Last reviewed
- 18 Aug 2026
- Reading time
- 1 min
Open Market mortgages in Guernsey
Open Market property in Guernsey is listed on the island’s Open Market Housing Register and can be occupied by British and Irish citizens and others with the right to live in the Common Travel Area, without local residential qualifications.
Open Market property is a common route for individuals and families relocating to Guernsey.
Open Market purchases are often at higher values than Local Market equivalents, and lenders may assess relocating applicants on overseas or mainland income, new Guernsey employment contracts, or investment wealth. Private banks and international lenders are active in this segment alongside retail lenders.
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