£1 Million Pound Buy-to-Let Mortgage

A £1 million pound buy-to-let mortgage is an investment mortgage of £1,000,000 or more secured against one rental property or structured across a portfolio. Buy to let lending at this level is assessed primarily on rental income coverage, though many lenders also apply minimum personal income requirements and background portfolio checks at larger loan sizes.

Our lender panel includes providers who will consider million pound buy-to-let mortgages where

• The property is held personally or in a limited company Special Purpose Vehicle (SPV)
• The security is a single high value asset, a House in Multiple Occupation (HMO), or a Multi-Unit Freehold Block (MUFB)
• Top slicing from personal income is needed to support the rental calculation
• The borrower is a portfolio landlord with four or more mortgaged properties
• The borrower is an expat or foreign national investing in UK property